do things no one can imagine
https://www.paymentscardsandmobile.com/wp-content/uploads/2016/10/The-Evolution-of-Digital-and-Mobile-Wallets.pdf
https://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2017/sep/Achieving%20Top%20of%20Digital%20Wallet.pdf
https://www.uspaymentsforum.org/wp-content/uploads/2018/01/Mobile-Digital-Wallets-WP-FINAL-January-2018.pdf